Perhaps you're feeling uncertain about the asking price for this house. Fair. What if I told you this home has the potential to generate more than your mortgage payment each month? For years, the second floor of our home has quietly worked as more than just living space. We’ve operated it as a private Airbnb suite, and it has maintained over 90 percent occupancy for several years running. Guests love the charm of the neighborhood, the comfort of the space, and the quick access to Jacksonville’s best restaurants, parks, and waterfront.

Behind the main house sits a one-bedroom, one-bath cottage. My mother has lived there, but it is easy to imagine it as another source of income. While it is not currently permitted as a rental, the setup lends itself perfectly to Airbnb, Furnished Finder, or long-term rental use for the right buyer willing to explore the permitting process.

This combination of character and income potential is rare. For the right buyer, the property could offset much—or even all—of the mortgage through short- or mid-term rentals. That makes it more than just a beautiful home. It’s an investment in both lifestyle and financial flexibility.

When you can live in a home that not only sustains itself but also offers room to grow, you’re getting something truly unique.